중년기 직장 남성의 퇴직에 대한 태도 및 노후대책에 관한 연구 = (A) study on the attitude toward retirement and future plan of middle-aged salary men's

다국어 초록 (Multilingual Abstract)

Average span of men's life was 52.4 when the retirement system was first introduced in the nation in the 1960s. Assuming that the expected remaining day(span of life) in 2020 when the elderly population would grow over 14% and make a graying society, is 80.7, the employees have to spend 20~25 years in their retirement life, under the current retirement age(55~60 years of age). Thus, the study was intended to investigate the middle aged salary men in their 40's and 50's about the attitude toward retirement and the level of old age counter-plans, and to present suitable suggestions for desirable direction of old age counter-plan. 307 middle aged salary men in their full 40's and 50's in the north part of Choongchung province were surveyed in the study.
Main findings from the survey were as follows.
First, On the whole, the middle aged salary men had a middle-of-the-road attitude toward retirement.
Second, Overall level of middle aged salary men's counter plans scored 3.15 of the full 5, somewhat higher than the mid point. which indicated that they made just broad-brush plans(36.5%) in the blue-sky level(36.2%) for their old age life.
Third, In the middle aged salary men's attitude toward retirement, general characteristics was significantly different to income only. In the factors of occupational characteristics, job satisfaction, job stability, job stress, and job orientation had significant difference. This indicated that the attitude was positive in proportional to academic career, monthly income, job satisfaction, job stability, and job orientation, while inverse proportional to job stress.
Fourth, The level of middle aged salary men's old age counter plans was significantly different to general properties; academic career, income, and health status. It was also significantly different to the occupation factors; occupation, formal retirement age, and job satisfaction. This suggested that the middle aged salary men have higher planning quality in proportional to academic career, income, health status, and job satisfaction.
Fifth, The level of old age counter plans according to the middle aged salary men's attitude toward retirement was 3.40 of full 5 in the positive group, and 3.14 in the middle-of-the road group, and 2.77 in the negative group. That is, the more positive the attitude toward retireme was, the higher the level of old age counter plans was.
Sixth, The relation between occupation characteristics and the attitude toward retirement had a positive correlation with job satisfaction, job stability, and job orientation, while a negative correlation with job stress. That is, the better the job satisfaction, job stability, and job stability were, the higher the attitude to retirement was. On the contrary, the higher the job stress was, the lower the attitude was.
Based on the above findings, the author made suggestions as follows.
First, One of the expectedly most problematic matters in the old age life is economic one. It would be desirable to make economic counter plans for the old age life from one's 30's.
Second, Health in old age links to support and economic matter and causes elderly problems. Thus, one should begin physical and mental health management from when healthy, with a health mind for prevention purpose.
Third, It is required to develop retirement preparing education programs and expand the education opportunities, which could practically help one get ready to adapt oneself to the home and the social life after the retirement and establish the old age counter plans.
Fourth, Of the salary men in their 40's to 50's investigated in the study, 81.8% of the surveyed men answered they intended to enter a profession again after retirement. Enterprises and government need to seek for diverse plans to expand job openings for the reemployment applicants after retirement. The middle aged people should acquire necessary any skills for old age reemployment to prepare for retirement.
Fifth, As the average of men's life increased by 15 to 20 years, current seniority order wage system needs to be revised in a direction to gradually reduce wage rate, in order to correct the problems in the uniform retirement system.

목차 (Table of Contents)

• 목차 = ⅰ
• Ⅰ. 서론 = 1
• 1. 연구의 필요성 및 목적 = 1
• 2. 연구문제 = 3
• 3. 용어의 정의 = 4
• Ⅱ. 이론적 배경 = 6
• 1. 중년기의 특징 = 6
• 2. 퇴직의 개념 = 9
• 3. 퇴직에 대한 태도 = 10
• 4. 노후대책의 유형과 노후대책에 영향을 미치는 요인 = 14
• 5. 선행연구 = 22
• Ⅲ. 연구의 방법 및 절차 = 26
• 1. 조사대상 및 자료수집 = 26
• 2. 측정도구의 구성 = 26
• 3. 설문지의 구성 = 29
• 4. 자료분석 = 30
• Ⅳ. 연구 결과 및 분석 = 31
• 1. 조사대상자의 일반적 특성 = 31
• 2. 중년기 직장 남성의 퇴직에 대한 태도 = 33
• 3. 일반적 특성과 직업관련 변수에 따른 퇴직에 대한 태도 = 36
• 4. 직업 특성 변수에 따른 퇴직에 대한 태도 = 39
• 5. 중년기 직장 남성의 노후대책 수준 = 41
• 6. 직업특성과 퇴직에 대한 태도와 노후대책과의 관계 = 67
• 7. 직업특성이 퇴직에 대한 태도와 노후대책에 미치는 영향 = 69
• Ⅴ. 요약 및 결론 = 71
• 참고문헌 = 76
• ABSTRACT = 78
• 설문지 = 82