第5次 改正 信用狀統一規則에 관한 考察 = The 5th revision of uniform customs and practice for documentary credits : UCP 500

다국어 초록 (Multilingual Abstract)

The Documentary Credits are the most frequent means of payment in international trade. The Uniform Customs and Practice for Documentary Credits (UCP) have served as the international rules governing customs and practices for documentary credit operations ever since they were first introduced to business world in 1993. The UCP which are sponsored and published by International Chamber of Commerce (ICC) have been revised in 1951, 1962, 1974, 1983 and 1993 with aim of harmonizing the issuance and handling letter of credit. The UCP are widely adopted and used in letter of credit transactions by express reference embodies in virtually all applications for credits. The purpose of this study is to provide the guidance, application and comments for the new UCP publication No. 500(UCP 500) in comparison of the UCP 400.
Specifically, the revised UCP 500 incorporated a number of major innovations caused by the simplication of existing rules ; consistency with actual banking practices ; articulation of those practices that facilitate standardization and uniformity ; enhancement of the integrity and reliability of the credit promise ; facilitation of developing practices. Among them the articles of transport documents are divided into various articles in order to cover extensive change in the mode of transport. The UCP 500 comprise 49 articles covering the various areas of documentary credit activity.
However, UCP can not give a precise answer to each and every problem arising in practice. It is also required that banks and traders have to check the document under the credit carefully and reconsider legal relations between parties under the UCP.
Finally, I try to suggest that the standing advisory committee consisted of the specialist from varies fields should be organized in the ICC-Korean National Committee to resolve the complicated matters of documentary credit transaction of Korean traders and commercial banks arising from problems of the application of UCP.

목차 (Table of Contents)

• 目次
• Ⅰ. 序論
• Ⅱ. 信用狀統一規則 第5次 改正의 推移와 目的
• 1. 改正의 推移
• 2. 改正의 目的
• Ⅲ. 信用狀統一規則의 主要 改正內容과 檢討
• 1. 信用狀統一規則의 適用과 信用狀의 本質
• (1) 信用狀統一規則의 適用範圍
• (2) 信用狀의 定義
• (3) 信用狀의 本質
• 2. 信用狀의 形式과 通知
• (1) 取消可能과 取消不能信用狀
• (2) 通知銀行의 義務
• (3) 發行銀行과 確認銀行의 義務
• (4) 信用狀 使用의 形式과 銀行의 指定
• (5) 電信 및 豫告通知信用狀
• 3. 責任과 義務
• (1) 書類의 審査基準
• (2) 不一致書類와 通知義務
• (3) 銀行의 免責
• (4) 銀行間 償還과 費用負擔
• 4. 書類
• (1) 書類의 要件과 原本認定 基準
• (2) 運送書類
• (3) 運賃支給關聯 表示
• (4) 保險書類(Insurance Document)
• (5) 商業送狀(Commercial Invoice)
• (6) 信用狀金額·數量·單價의 過不足許容
• (7) 有效期日과 書類의 提示
• (8) 船積日字와 船積期間에 關聯된 用語
• 5. 讓渡
• Ⅳ. 몇가지 問題點과 對應
• 1. 電子文書交換方式(EDI)의 受容與否
• 2. 保證信用狀의 適用範圍
• 3. 運送人의 定義
• 4. 銀行의 責任과 義務
• 5. 讓渡可能信用狀의 讓渡實行
• 6. 諮間機構의 常設運營
• Ⅴ. 結論
• 參考文獻
• Abstract