우리나라 主婦들의 家計管理能力에 關한 硏究 = A Study on Home-makers' Ability of Family management in Korea:

다국어 초록 (Multilingual Abstract)

The purpose of this research is to suggest a right direction of family financial management by examining the survey.
The summary is like the following:
1) Korean homemakers have many problems in their action of management.
Highly educated class has short term living plan and has provisions for old age. They also have plans for civilized life. And the more living expenses they have, the more plans they have. If one has a plan of income well divided according to the character of the items of expenditure, one can arrange the percentage of cost of living, savings, items of expenditure and the percentage between family. Then the family financial management is settled.
In view point of organizations, the more educated they are, the more records of housekeeping book they have. In view point of living expenses, rich or poor family have records of housekeeping; on the other hand the middle class family neglects the records.
Low educated and poor class has little ability of adjusting in family financial management
Even high-educated class has poor ability of valuation. This shows some problems of the content of education in Korea.
2) High educated class has a strong ego in rational action in the life of consumption. In the conception of consumer's participation, the percentage of rich people is low in buyer's strike.
In complaint of inferior goods, rich class has an affirmative response and they act mostly in union with the economic policy of the government.
The high educated class does savings because they don't know the method of financial management. The reason for the lack of rational action is that the education of our country is focused on the educations of producers and special technicians under the process of high economic development. And the education for the consumers in the high industrial society is neglected in many ways.
3) In the ability of responsibility, home-maker's thinking about the sideline job is negative in rich and high educated family who have a few children. The bachelors were negative in their response for the ability of lowering their standard of living with the decrease of income.
High educated class shows a strong responsibility for the economic life of their children. And $quot;Abundant economic life does ?lot bring the happinness of children$quot; is the negative common thinking of rich and poor class. But the middle class people think affirmatively that abundant economic life brings the happiness of children.
From above, to enhance the ability of family financial management, the function of home economics and the role of household economy should be educated. The ability of budget, plan, records, adjustment, settlement of accounts and valuation should be developed through education. Then the purchase of instigation and imitation as well as luxury and waste can be eliminated. The knowledge about the action and the skill of home economics can be increased and the role of housekeeping can be of great importance through education. Then their children can get skill, knowledge and value system from their environments and cats decide their behavior as consumers. Then the socialization of consumers ,can be understood correctly. Especially one should know the economic principle of rational investment to satisfy one's desire as much as possible with limited money in housekeeping.
The education of the quality of consumers for action in private housekeeping and for ,discernment in whole economic process is needed to strengthen the ability of family financial management among Korean homemakers.

목차 (Table of Contents)

• I.序論
• 1.硏究의 目的
• 2.理論的 背景
• 3.硏究의 制限點
• II.硏究의 方法
• 1.道具의 作成
• 2.資料蒐集 및 處理
• III.結果 및 解釋
• 1.調査對象의 一般的 事項
• 2.管理的 行動
• (1)計劃
• (2)組織
• (3)調整
• (4)評價
• 3.合理的 行動
• (1)消費生活에 대한 態度
• (2)消費者로서의 參與意識
• (3)經濟秩序維持에 대한 態度
• 4.責任感
• (1)副業에 대한 見解
• (2)所得減少 適應態度
• (3)子女의 經濟生活에 대한 見解
• IV.要約 및 結論