비즈니스 패러다임 변화와 그 활용 방안 = 블록체인기술을 중심으로

국문 초록 (Abstract)

최근 비트코인에 대한 관심과 활용이 꾸준히 늘고 있다. 비트코인의 성장에는 블록체인기술이 뒷받침하고 있다는 사실을 상대적으로 덜 인식하였으나, 최근 들어 블록체인기술이 중요한 이슈로 떠오르고 있다. 세계경제포럼, 국제연합, 글로벌 금융서비스기업, 글로벌 컨설팅 그룹 등이 블록체인 기술이야 말로 4차 산업의 변화의 핵심이 될 10대 기술 혹은 인터넷 이후의 차세대 혁신기술이라고 칭하고 있는 실정이다. 따라서 본 연구에서는 블록체인기술이라는 것이 무엇이며, 이를 바탕으로 어떠한 비즈니스 분야에 응용되어질 수 있는지를 살펴보았다. 그리고 블록체인 기술의 활용에 따른 시사점과 한계 그리고 연구의 방향성을 설정하였다.
연구의 내용으로는, 블록체인기술의 활용성 측면에서 첫째, 국내외 핀테크 기업과 글로벌 금융서비스 기업들의 연구개발 현황을 살펴보았다. 둘째, 금융서비스와 금융서비스 이외분야로 나누어서 금융서비스 분야는 디지털화폐, 국가간 송금 및 무역금융, 주식 및 채권 등, 금융서비스 이외는 부동산 및 자산관리, 회계감사, 우편서비스, 공급망관리, 사물인터넷, 음원 및 저작권 그리고 투표관리 등의 활용현황을 살펴보았다.
연구결과, 본 연구의 시사점으로는 첫째, 지속적인 국내외 블록체인기술 동향 모니터링이 필요하며, 둘째, 산·학·연·관의 공동연구의 추진체가 필요하며, 셋째, 단기적인 접근보다는 장기적인 관점에서 접근이 필요하며 넷째, 블록체인 기반 생태계 조성이 필요하며, 마지막으로 블록체인 기술의 활용을 위한 법적 규범 및 규제가 필요하다.
또한, 미래의 연구 방향으로는 첫째, 블록체인 기술의 시스템적 분야, 둘째, 핀테크 분야인 디지털 화폐 분야, 셋째, 국내외적 법적 규범 및 규제 분야, 넷째, 블록체인 기술의 응용분야로 나누어 볼 수 있다.

다국어 초록 (Multilingual Abstract)

Recently, interest and utilization of bit coin is steadily increasing. Although relatively less aware of the fact that the bit-coin growth is supported by block-chain technology, block-chain technology has emerged as an important issue in recent years. The World Economic Forum, the United Nations, global financial services company, and the Global Consulting Group are the block-chain technologies, which are called the next generation of innovation technologies after the Internet or 10 technologies that will be the core of the changes in the fourth industry. Therefore, in this study, what is the block chain technology and how it can be applied to any business field. Based on this, implications, limitations, and direction of the study were set by using the block chain technology.
First, in terms of utilization of block chain technology, the research and development status of FinTech companies and global financial service companies are examined. Second, the financial services sector is divided into financial services and non-financial services. Financial services include digital money, international remittance and trade finance, stocks and bonds, real estate and asset management, auditing, postal service, supply chain management, sound source and copyright, and voting management.
As a result of this research, it is necessary to monitor the technology trends of domestic and foreign block chains continuously. Second, it is necessary to promote the joint research of industry, academia, industry, and government. Third, it is necessary to approach from the long term rather than the short term approach. Fourth, the establishment of a block chain - based ecosystem is needed. Finally, legal norms and regulations are needed to use the block chain technology.
In addition, the future directions of research are as follows: first, systematic field of block chain technology, second, digital money field, which is a Fintech, third, domestic and foreign legal norms and regulation field, and fourth, application of block chain technology.

목차 (Table of Contents)

• Abstract
• 국문초록
• Ⅰ. 서론
• Ⅱ. 이론적 배경
• Ⅲ. 블록체인의 활용
• Ⅳ. 결론 및 시사점
• Reference

참고문헌 (Reference)

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