損害保險 契約法의 問題點 = Legal Problems of Damage Insurance Contract

다국어 초록 (Multilingual Abstract)

In view of the fact that the rate of growth of insurance business is much low compared with other fields of national economy in Korea, its promotion is critically desired and has become one of the great concerns of the Government in carrying out the present national economic plan, for it plays an important role in life of individuals as well as in national economy.
Of the two big branches of insurance, damage and life, this article has dealt with the former only. Presently in Korea, various forms of damage policy are mostly sold.
The business, however, is involved in the economic, social, technical, legal and other causes which hamper its rapid growth.
To point out some of them are distrust of insurance on the part of general public deeply rooted since the Japaness days, lack of understanding of the important role to be played by insurance, suspicion toward the payability of insurance company, and inexperience in organization and management of the business.
Moreover a variety of the present policies is not fully contented with the insured, chiefly because of insurance clauses weakly guaranteeting them.
Insurance policies as a kind of goods, first of all, should be argeeable with the insured. For promotion of insurance business, the economic and managerial betterment of insurance company will be needed, beforehand the unreasonable clauses of the present damage policies should be improved. In this report, therefore, the legal problems of damage insurance contract are dealt in details.

목차 (Table of Contents)

• Ⅰ. 序言
• Ⅱ. 商法 第 633條
• Ⅲ. 損害保險 普通給款의 解釋原則
• Ⅳ. 保險者 免責條項
• Ⅴ. 告知義務 違反要件
• Ⅵ. 損害防止費用 負擔
• Ⅶ. 保險料 嶺收前의 保險者 責任
• Ⅷ. 現物補像에 관한 問題
• Ⅸ. 國文船舶保險普通約款 第8條 1項
• Ⅹ. 火災保險普通約款 第27條 1項 1號
• ⅩⅠ. 結言